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HOUSEFINDER SPECIAL EDITION - PIPF | MAY 202613Pros and cons for civil servantsAdvantagesThere will be no fees for bond registration or valuation. This is the first time that financing options are available for building on land governed by traditional authorities, plus it is now much easier to get home loan approvals as the security lies in the individual%u2019s pension. DisadvantagesIf defaulting, the balance will be taken from the pension, leaving employees with less for old age. If public servants resign or are dismissed, the loan would have to be settled in full from their pension immediately. Also, using pension funds to settle a loan upon exit can trigger a tax bill from NamRA. P%u2022Benefit statement from GIPF indicating the qualifying loan amount%u2022Original quotation, which must be signed by both the service provider and the member%u2022A certified and clear copy of the ID%u2022A copy of the latest pay slip%u2022A copy of the marriage certificate, if applicable%u2022Copy of the deed of sale if the member intends to buy a new property%u2022Properties in proclaimed areas: A copy of the title deed of the property if he/she already owns the property or if the property is owned by his/her spouse%u2022Properties already financed by other financing institutions but the member wishes to borrow a pension-backed loan to refinance the property: A copy of the mortgage bond and a settlement letter from a financing institution%u2022For properties in un-proclaimed areas, a certificate of registration of customary land right in the name of the member or his/her spouse%u2022All other documentation as the administrator may reasonably requestDocuments required with each applicationPrime rental living at Osona Village as well as an open-plan kitchen equipped with built-in cupboards and oven. Light-filled living spaces create a welcoming atmosphere, ideal for relaxed daily living. Homes are DSTV and Wi-Fi ready to ensure fast connectivity.Security and convenience are central to the Aloes Court lifestyle, with burglar bars on all opening windows, solar geysers plus prepaid water and electricity meters. Private gardens, hardtop carports with paved parking and the added advantage of no levies payable, further enhance the appeal.Across its four complexes, Aloes Court delivers a consistent standard of quality, setting a new benchmark for secure, stylish rental living in Osona Village. PIn the heart of Osona Village, Aloes Court is redefining modern rental living. Developed by Okamita Properties, these thoughtfully planned developments comprise four individual townhouse complexes, each contributing to a peaceful and secure residential environment. Aloes Court IV joined the other three complexes this year, with the eager residents having occupied since March.Designed for families and individuals alike, Aloes Court blends contemporary comfort with everyday practicality. Its ideal location, within walking distance of the shopping centre, school and public transport, offers convenience while maintaining the privacy and security of a well-managed community.Each home features two bedrooms with built-in cupboards, a modern bathroom Aloes Courts For enquiries and early bookings: rentosonavillage@gmail.com | 081 228 6606